Terms and conditions

Acceptance of Terms

By accessing or using the Service provided by UBI ("we", "us", or "our"), you agree to be bound by these Terms & Conditions and all applicable laws. If you do not agree, do not use the Service.

Eligibility

You must be at least 13 years old (or the age of majority in your jurisdiction, if higher) to use the Service. By using the Service, you represent and warrant that you meet the eligibility requirements.

Accounts & Security

• You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.
• You must promptly notify us of any unauthorized use or suspected breach of security.

User Conduct

• You agree not to misuse the Service, including but not limited to: violating laws, infringing intellectual property, distributing malware, harassing others, or attempting to gain unauthorized access to systems.
• We reserve the right to suspend or terminate accounts that violate these Terms.

Purchases, Payments & Subscriptions (if applicable)

• Fees, billing cycles, and renewal terms will be disclosed at checkout or within your account.
• You authorize us (and our payment processors) to charge your payment method for applicable fees.
• Except where required by law, payments are non-refundable.

Content & Intellectual Property

• The Service and all materials therein, including logos, text, graphics, and software, are owned by UBI or its licensors and are protected by applicable intellectual property laws.
• You may not copy, modify, distribute, sell, or lease any part of the Service unless expressly permitted.

Third-Party Links & Services

The Service may contain links to third-party websites or services. We are not responsible for their termsContent, policies, or practices, and you access them at your own risk.

Disclaimer of Warranties

The Service is provided on an “AS IS” and “AS AVAILABLE” basis without warranties of any kind, whether express or implied, including implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

Limitation of Liability

To the maximum extent permitted by law, in no event shall we be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly.

Indemnification

You agree to indemnify and hold harmless the Company, its affiliates, officers, employees, and agents from any claims, liabilities, damages, losses, and expenses arising from your use of the Service or violation of these Terms.

Termination

We may suspend or terminate your access to the Service at any time, with or without notice, for conduct that we believe violates these Terms or is harmful to other users or the Company.

Governing Law

These Terms shall be governed by and construed in accordance with the laws of Armenia, without regard to its conflict of law provisions.

Changes to These Terms

We may modify these Terms from time to time. Material changes will be posted on the Website. Your continued use of the Service after changes become effective constitutes acceptance of the revised Terms.

Contact

• For any questions about these Terms, contact us at
• Email: [email protected]
• Website: https://ubi.am